Private Money Loans for Real Estate Investors

Fast, Flexible Financing — Nationwide

Legacy Lending delivers private capital to professional real estate investors with 12-month bridge loans, flexible underwriting, and closings in 10–14 days.

Flexible Underwriting

Beyond conventional constraints

Simple Doc Collection

Boutique lending experience

Fast Closings

10–14 day settlement

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Built for Active Real Estate Investors

Our lending model is designed for professionals managing multiple acquisitions and value-add projects simultaneously.

Close in 10–14 Days

Institutional lenders take 30–45 days. We move with the market so you can compete with cash buyers and never miss a deal.

  • Standard 14-day closing timeline
  • 10-day expedited closing for repeat clients
  • Simplified documentation requirements

Asset-Based Underwriting

We evaluate each deal on its own merits — property quality, your experience, and the value-add thesis — not rigid credit boxes.

  • Non-standard property types considered
  • Customized loan structures
  • Flexible covenant terms

Direct Access to Decision-Makers

Work with principals, not processors. Our boutique model means faster answers, smarter structuring, and a true lending partnership.

  • Principal-level engagement on every deal
  • Streamlined renewals for existing clients
  • Portfolio-level planning support

A Loan for Every Deal

Fix and flip, single-family, multifamily, bridge, and specialty financing across all 50 states.

Fix and Flip Loan

Fix and Flip/SFR Loans

Our flagship product for single-family rehab investors. Competitive rates, flexible terms, and fast closings — sized from $100K to $900K+.

  • 12-month term with extension options
  • Up to 90% of purchase price
  • 100% of renovation costs covered
  • No prepayment penalties
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Multifamily Investment Loan

Multifamily Financing

Bridge financing for experienced investors repositioning 5+ unit and commercial assets. Loan sizes from $500K to $5M+.

  • 12–24 month terms
  • Value-add and stabilization capital
  • Commercial bridge loans available
  • Institutional-grade pricing
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Flexible Bridge Loan

The Flex Deal

For deals outside the conventional box — land, rural properties, unique projects. If the fundamentals make sense, we can structure it.

  • Land and entitlement financing
  • Rural and non-conforming assets
  • Custom loan structures
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How It Works

From application to funding — streamlined for speed.

1

Submit Application

Share your property details and investment strategy. We review it promptly.

2

Quick Underwriting

Our team evaluates your deal with flexibility and speed — no rigid credit boxes.

3

Loan Approval

Receive a clear term sheet. No hidden fees or last-minute surprises.

4

Fast Closing

Close in as little as 10–14 days and get your project moving.

Trusted by Professional Investors

$100K–$2M+

Average Loan Range

10
Days

Average Timeline to Close

$35 Million

Recently Funded

12 Months

Standard Term + Extensions

What Our Clients Say

"Legacy Lending's underwriting approach and direct access to decision-makers have been a game-changer. Closing in 10 days gave us a real competitive edge."

— Principal, Multi-State Investment Platform

Why Private Lending Over Traditional Banks?

Speed Wins Deals

Banks take 30–60 days. We close in 10–14. Compete with cash buyers and lock up opportunities before they disappear.

The Deal Drives Approval

Banks focus on W-2s and credit scores. We focus on the property, your track record, and project profitability. If the numbers work, we can likely help.

Scale Your Portfolio

Traditional banks cap investment property financing. We work with professionals running multiple concurrent projects — helping you grow without arbitrary limits.